5בְּשָׁעָה שֶׁשּׁוֹקְלִין עֲוֹנוֹת אָדָם עִם זְכֻיּוֹתָיו אֵין מְחַשְּׁבִין עָלָיו עָוֹן שֶׁחָטָא בּוֹ תְּחִלָּה וְלֹא שֵׁנִי אֶלָּא מִשְּׁלִישִׁי וְאֵילָךְ. אִם נִמְצְאוּ עֲוֹנוֹתָיו מִשְּׁלִישִׁי וְאֵילָךְ מְרֻבִּין עַל זְכֻיּוֹתָיו אוֹתָם שְׁתֵּי עֲוֹנוֹת מִצְטָרְפִים וְדָנִין אוֹתוֹ עַל הַכּל. וְאִם נִמְצְאוּ זְכֻיּוֹתָיו כְּנֶגֶד עֲוֹנוֹתָיו אֲשֶׁר מֵעָוֹן שְׁלִישִׁי וְאֵילָךְ מַעֲבִירִים כָּל עֲוֹנוֹתָיו רִאשׁוֹן רִאשׁוֹן. לְפִי שֶׁהַשְּׁלִישִׁי נֶחְשָׁב רִאשׁוֹן שֶׁכְּבָר נִמְחֲלוּ הַשְּׁנַיִם. וְכֵן הָרְבִיעִי הֲרֵי הוּא רִאשׁוֹן שֶׁכְּבָר נִמְחַל הַשְּׁלִישִׁי וְכֵן עַד סוֹפָן. בַּמֶּה דְּבָרִים אֲמוּרִים בְּיָחִיד שֶׁנֶּאֱמַר (איוב לג כט) "הֶן כָּל אֵלֶּה יִפְעַל אֵל פַּעֲמַיִם שָׁלוֹשׁ עִם גָּבֶר". אֲבָל הַצִּבּוּר תּוֹלִין לָהֶן עָוֹן רִאשׁוֹן שֵׁנִי וּשְׁלִישִׁי שֶׁנֶּאֱמַר (עמוס ב ו) "עַל שְׁלֹשָׁה פִּשְׁעֵי יִשְׂרָאֵל וְעַל אַרְבָּעָה לֹא אֲשִׁיבֶנּוּ". וּכְשֶׁמְּחַשְּׁבִין לָהֶן עַל דֶּרֶךְ זֶה מְחַשְּׁבִין לָהֶן מֵרְבִיעִי וְאֵילָךְ. הַבֵּינוֹנִים אִם הָיָה בִּכְלַל מֶחֱצָה עֲוֹנוֹת שֶׁלָּהֶן שֶׁלֹּא הֵנִיחַ תְּפִלִּין מֵעוֹלָם דָּנִין אוֹתוֹ כְּפִי חֶטְאוֹ וְיֵשׁ לוֹ חֵלֶק לָעוֹלָם הַבָּא. וְכֵן כָּל הָרְשָׁעִים שֶׁעֲוֹנוֹתֵיהֶן מְרֻבִּים דָּנִין אוֹתָן כְּפִי חֲטָאֵיהֶם וְיֵשׁ לָהֶן חֵלֶק לָעוֹלָם הַבָּא שֶׁכָּל יִשְׂרָאֵל יֵשׁ לָהֶם חֵלֶק לָעוֹלָם הַבָּא אַף עַל פִּי שֶׁחָטְאוּ שֶׁנֶּאֱמַר (ישעיה ס כא) "וְעַמֵּךְ כֻּלָּם צַדִּיקִים לְעוֹלָם יִירְשׁוּ אָרֶץ". אֶרֶץ זוֹ מָשָׁל כְּלוֹמַר אֶרֶץ הַחַיִּים וְהוּא הָעוֹלָם הַבָּא. וְכֵן חֲסִידֵי אֻמּוֹת הָעוֹלָם יֵשׁ לָהֶם חֵלֶק לָעוֹלָם הַבָּא:
When a person weighs his sins against his merits, he should not calculate a sin sinned once, nor twice, but only [when sinned] thrice and on. If the sins done three times or more are found to be greater than his merits, then those sins [done once or twice] are added to it and he is judged on all of them. And if it turns out that his merits are equal to his sins that were transgressed from the third time onwards, all of his sins are forgiven one at a time, such that the third transgression is considered the first [to be up for forgiveness], since the [first] two were already forgiven. And so [too] the fourth, behold it is [now] the first [in line], since the third was forgiven. And so [on], until their end. To what does this refer? To an individual, as it says, Behold, all these things the Power does, twice, thrice, with a man (Job 33:29). But with the group, He suspends the first, second and third sin, as it says, For three transgressions, but for four I will not return it (Amos 2:6). And when it is calculated for them upon this way, it is calculated [only] from the fourth sin and onwards. [These] in-between people, if there was among the half of [their actions that were] sins [the sin] of not ever having put on tefillin (phylactaries), [that person] is judged according to his sin, but he has a share in the World to Come. And so [too], all of the evildoers whose sins are greater [than their merits], they are judged according to their sins, but they have a share in the World to Come; as all Jews have a share in the world to come, even though they have sinned, as it says, your people are all righteous, they will inherit the earth forever (Isaiah 60:21). This [use of the word,] earth, is a parable, which is to say, the land of the living, which is the World to Come. And so [too], the pious ones of the nations of the world, they have a share in the World to Come.
