מָעוֹת שֶׁל יְתוֹמִים שֶׁהִנִּיחַ לָהֶן אֲבִיהֶן אֵינָן צְרִיכִין אַפּוֹטְרוֹפּוֹס. אֶלָּא כֵּיצַד עוֹשִׂין בָּהֶן. בּוֹדְקִין עַל מִי שֶׁיֵּשׁ לוֹ נְכָסִים שֶׁיֵּשׁ לָהֶם אַחֲרָיוּת וְיִהְיוּ עִדִּית וְיִהְיֶה אִישׁ נֶאֱמָן וְשׁוֹמֵעַ דִּינֵי תּוֹרָה וּמֵעוֹלָם לֹא קִבֵּל עָלָיו נִדּוּי. וְנוֹתְנִין לוֹ הַמָּעוֹת בְּבֵית דִּין קָרוֹב לְשָׂכָר וְרָחוֹק לְהֶפְסֵד וְנִמְצְאוּ הַיְתוֹמִים נֶהֱנִין מִשְּׂכַר הַמָּעוֹת. וְכֵן אִם אֵין לוֹ קַרְקַע יִנָּתֵן לָהֶן מַשְׁכּוֹן זָהָב שָׁבוּר שֶׁאֵין בּוֹ סִימָן וְנוֹטְלִין בֵּית דִּין הַמַּשְׁכּוֹן וְנוֹתְנִין לוֹ הַמָּעוֹת קָרוֹב לְשָׂכָר וְרָחוֹק לְהֶפְסֵד. וְלָמָּה לֹא יִקְחוּ מַשְׁכּוֹן כֵּלִים שֶׁל זָהָב אוֹ חֲלִי שֶׁל זָהָב. שֶׁמָּא שֶׁל אֲחֵרִים הוּא וְיִתְּנוּ סִימָן וְיִטְּלוּהוּ אַחַר מוֹתוֹ אִם יֵדַע הַדַּיָּן שֶׁאֵין זֶה אָמוּד. וְכַמָּה יִפְסְקוּ בְּשָׂכָר. כְּפִי מַה שֶּׁיִּרְאוּ הַדַּיָּנִין. אוֹ שְׁלִישׁ הַשָּׂכָר אוֹ חֶצְיוֹ אֲפִלּוּ רְבִיעַ הַשָּׂכָר לַיְתוֹמִים אִם רָאוּ שֶׁזּוֹ תַּקָּנָה לָהֶם עוֹשִׂין. לֹא מָצְאוּ אָדָם שֶׁיִּתְּנוּ לוֹ הַמָּעוֹת רָחוֹק לְהֶפְסֵד וְקָרוֹב לְשָׂכָר הֲרֵי אֵלּוּ מוֹצִיאִין מֵהֶן מְזוֹנוֹת מְעַט. עַד שֶׁיִּקְנוּ לָהֶן בַּמָּעוֹת קַרְקַע וְיִמְסְרוּ אוֹתוֹ בְּיַד אַפּוֹטְרוֹפּוֹס שֶׁיַּעֲמִידוּ לָהֶן:
Money belonging to orphans that was left to them by their father does not require a guardian. What, instead, is done with it? We search for a person who owns property that can be expropriated by a creditor and that is of high quality. This person should be trustworthy, one who heeds the laws of the Torah, and who was never placed under a ban of ostracism. He is given the money in the presence of the court to invest in a manner that will most likely lead to a profit and will not likely lead to loss. Thus, the orphans will derive benefit from the investment of the money. Similarly, if such a person does not have landed property, he should give bars of gold that do not have any identifying marks as security. The court takes the security and gives him the money to invest in a manner that will most likely lead to a profit and will not likely lead to loss. Why does he not give golden utensils or golden jewelry as security? For perhaps these articles belong to another person. We fear that in the event of the investor's death, that other person will claim these articles by identifying them with signs. They will then be given to him if the judge knows that the investor was unlikely to possess such articles. How much should be given to the orphans as profit? As the judges determine, a third of the profits, half of them, or even a fourth of them; if the judges ascertain that this is in the best interests of the orphans, such an arrangement is followed. If the court cannot find a person to give the money to invest in a manner that will not likely lead to loss and will most likely lead to a profit, they should use a small amount of the money to provide the orphans with their livelihood until they use the money to purchase land that they entrust to a guardian whom they appoint.
